UK Student Visa Proof of Funds Calculator (2026)
Last updated: February 2026 (UKVI official figures)
This UK Student Visa Proof of Funds Calculator helps Nigerian and international students estimate how much money they must show when applying for a UK Student Visa. The calculation follows official UK Visas and Immigration (UKVI) maintenance fund requirements for tuition fees, living costs, and dependants.
Our UK Student Visa Proof of Funds Calculator is designed to give you an accurate estimate based on official UKVI requirements for tuition, maintenance and dependant funds.
If you are planning to study in the UK, understanding your financial requirement before submitting your visa application is essential. You must hold the required amount in your account for at least 28 consecutive days before applying.
Not sure how your bank statement will be assessed? Our UK student visa guidance services can help you prepare your documentation correctly and avoid costly refusal mistakes.
You must hold the required amount for at least 28 consecutive days before applying. The closing balance date must fall within 31 days of your visa application.
How the UK Student Visa Proof of Funds Calculator Works
If you are studying outside London, you must show £1,171 per month (up to 9 months). If you are studying in London, you must show £1,529 per month (up to 9 months).
For each dependant: £680 per month outside London (up to 9 months). £845 per month in London (up to 9 months).
Financial requirements are based on official UK government guidance. You can review the latest details directly on the UKVI financial evidence guidance page UKVI financial evidence guidance page .
Common Proof of Funds Mistakes
Many visa refusals happen because students:
- Do not maintain funds for the full 28 days
- Allow their balance to drop below required amount
- Submit incomplete bank statements
- Fail to include outstanding tuition fees
- Misunderstand dependant requirements
Frequently Asked Questions
How long must I hold UK proof of funds?
You must hold the required funds for at least 28 consecutive days before submitting your visa application.
Can I use my parents’ bank statement?
Yes, provided you submit proof of relationship and a signed consent letter from your parent.
Do I include tuition in proof of funds?
Only outstanding tuition fees need to be included if they are not already paid and reflected on your CAS.
Does UKVI verify bank statements?
Yes. UKVI carefully reviews financial evidence and may verify bank statements before granting a visa.
You can also read our detailed guide on studying in the UK for more visa preparation insights.
Need help preparing your UK Student Visa application correctly?
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